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Official Rules OFFICIAL RULES FOR FIRST FEDERAL BANK’S BANK ANYWHERE NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING. Eligibility: The First Federal Bank of the Midwest’s Bank Anywhere sweepstakes is open only to those who are 18 years old at the time of entry. This sweepstakes is only open to legal residents of Ohio, Michigan and Indiana and is void where prohibited by law.
Employees of First Federal Bank of the Midwest (the “Sponsor”) or its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, and their immediate family members and/or those living in the same household of each are not eligible to participate in the sweepstakes. The sweepstakes is subject to all applicable federal, state and local laws and regulations. Void where prohibited.
Sweepstakes Entry Period: Entries will be accepted online starting on January 2, 2018 and ending February 28, 2018. All online entries must be received by February 28, 2018 11:59PM EST. Limit one (1) entry per person per day. How to Enter: To enter the sweepstakes, you must first obtain a code from First Federal Bank of the Midwest and then redeem it online or in a branch. Codes can be found at First Federal Bank branches and from Facebook ads.
To obtain a code from a Facebook ad, users will be directed to First Federal Bank’s website and will see a pop-up form asking for your full legal name and email address. The code will be emailed to the user after submitting the form. An eligible Entrant may visit www.first-fedbanking.com/bank-anywhere (“Website”) or any First Federal Bank of the Midwest branch to submit the required information and confirm they are eighteen (18) years of age or older.
Online entry: To submit an entry online, the Entrant must complete the registration form in order to receive one (1) entry into the applicable Entry Period. The Entrant is required to confirm they are eighteen (18) years of age or older. If the Entrant isn’t at least 18 years old they will be disqualified. Then the Entrant will need to enter their valid e-mail address, name, phone number and code online using a registration form.
After completing the registration form, an Entrant will see a screen to tell them if they have a winning code or not on the same screen/webpage. Branch entry: To submit an entry at a First Federal Bank of the Midwest branch, the Entrant must bring their code and verify the Entrant is eighteen (18) years of age or older with a valid ID. If the Entrant isn’t at least 18 years old they will be disqualified.
The Entrant must submit their name, a valid email address and phone number to First Federal Bank of the Midwest to enter. After completing registration, an Entrant will be told if they have a winning code or not in person. Prizes: One (1) Grand Prize Winner will receive a trip for two (2) for the Grand Prize Winner and one (1) guest (the “Guest”) onboard the Carnival Conquest between April 8, 2018, and April 14, 2018.
Nonstop, roundtrip airfare from Detroit Metro Airport, roundtrip transfers, port charges, taxes, fees and gratuities for two (2) are included. Grand Prize cash value is equivalent to $2,500. Two (2) General prize winners will receive a $250 gift card to Delta Air Lines. No cash or other prize substitution permitted except at Sponsor's discretion. The prize is nontransferable. Any and all prize related expenses, including without limitation any and all federal, state, and/or local taxes shall be the sole responsibility of the winner.
No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by winners is permitted. Acceptance of prize constitutes permission for First Federal Bank of the Midwest to use winner's name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law. Odds: The odds of winning depend on the number of eligible entries received.
Winner Selection and Notification: All winning codes will be decided by random before the sweepstakes begins and handed out at random. Winners will be notified in person if entering at a branch or online if entering on website. Winners will need to complete the online form which will be provided when the winning code is entered. If the winner is unresponsive to First Federal Bank of the Midwest’s emails about prize fulfillment after three (3) business days, they will forfeit their prize.
First Federal Bank of the Midwest shall have no liability for a winners' failure to receive notices due to winners' spam, junk e-mail or other security settings or for winners' provision of incorrect or otherwise non-functioning contact information. If the selected winner cannot be contacted, is ineligible, fails to claim the prize within 15 days from the time award notification was sent, or fails to timely return a completed and executed declaration and releases as required, prize may be forfeited, and an alternate winner selected.
The receipt by winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal and state laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSOR'S SOLE DISCRETION) WILL RESULT IN SUCH WINNER'S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED. Rights Granted by you: By entering this contest you understand that First Federal Bank of the Midwest, anyone acting on behalf of First Federal Bank of the Midwest or its respective licensees, successors and assigns will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the World, your entry, including, without limitation, the entry and winner's name, portrait, picture, voice, likeness, image or statements about the Sweepstakes, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation.
Agreement to Rules: By participating, you agree to be fully unconditionally bound by these rules, and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of First Federal Bank of the Midwest as final and binding. Terms: First Federal Bank of the Midwest reserves the right in its sole discretion to cancel, terminate, modify or suspend the Sweepstakes should (in its sole discretion) a virus, bugs, non-authorized human intervention, fraud or other causes beyond its control corrupt or affect the administration, security, fairness or proper conduct of the Sweepstakes.
In such case, First Federal Bank of the Midwest may select the recipients from all eligible entries received prior to and/or after (if appropriate) the action taken by First Federal Bank of the Midwest. First Federal Bank of the Midwest reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions.
First Federal Bank of the Midwest has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void votes for any reason, including, but not limited to; multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by sweepstakes rules; or the use of bots, macros or scripts or other technical means for entering.
Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the sweepstakes may be a violation of criminal and civil laws and should such an attempt be made First Federal Bank reserves the right to seek damages from any such person to the fullest extent permitted by law. Limitation of Liability: By entering you agree to release and hold harmless First Federal Bank of the Midwest and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers and directors from any liability, illness, injury, death, loss, litigation, claim or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant's participation in the sweepstakes and/or their acceptance, possession, use, or misuse of any prize or any portion thereof, (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software; (iii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error which may occur in the administration of the Promotion or the processing of entries.
Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF UNITED STATES AND OH, IN, MI WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this sweepstakes, participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Ohio having jurisdiction.
Further, in any such dispute, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys' fees, other than participant's actual out-of-pocket expenses (i.e. costs associated with entering this sweepstakes), and participant further waives all rights to have damages multiplied or increased.
Sponsor: The Sponsor of the Sweepstakes is First Federal Bank of the Midwest, PO Box 248, Defiance, OH 43512. This promotion is in no way sponsored, endorsed or administered by, or associated with Carnival Cruise Line, Delta Air Lines, Facebook, LinkedIn or Instagram. You are providing your information to First Federal Bank of the Midwest and not to Facebook, LinkedIn or any other corporation. The information you provide will only be used by First Federal Bank of the Midwest.
For more information about this sweepstakes, please email FFB_marketing@first-fed.com.