TSAHC provides mortgage loans, down payment assistance grants, and mortgage credit certificates to eligible first- time home buyers* through the following programs: Homes for Texas Heroes Home Loan Program: for teachers, fire fighters and EMS personnel, police and correctional officers, and veterans.Homes Sweet Texas Home Loan Program: for Texas home buyers with low and moderate incomes. View Our Loan and Down Payment Assistance Options Learn More Mortgage Credit Certificates Take our Eligibility Quiz *TSAHC defines a first-time home buyer as any family or individual that has not owned or had an ownership interest in a home within the past three years.
Ownership interest is defined as any person who is living in the home as his or her principal residence and is listed on the deed of trust. For married couples, both spouses hold an ownership interest, even if only one is listed on the deed of trust.See Also: Appliance Parts Warehouse Online
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Have you been contemplating the purchase of your first home in Texas? Would you like a free gift of money to help you purchase that first home? If you answered yes to these two questions, there is great news for you. The state of Texas provides free grant money for its residents who are the first time home buyers and need help with the down payment and closing costs. This money comes in the form of state grants.
This is free money that shouldn’t be passed up! The grant awards can be in the thousands of dollars. It will be well worth your time to educate yourself about the grant programs that the State of Texas provides. Texas First Time Home Buyer Grants The agency in Texas that provides assistance is the Texas Department of Housing and Community Affairs. When the programs has funds available, you can get a cash grant of up to $10,000 to be used for down payment and closing costs.
To find out more info about this grant program and when funding will be renewed, please visit the Texas Department of Housing and Community Affairs website page specifically describing all the programs. You can reach it at this website. The HTF Homebuyer Assistance (HBA) Program provides eligible borrowers with up to $10,000 in the form of a zero percent interest loan for down payment and closing cost assistance for the acquisition of a single family home that must be used as a principal residence.
The program will serve first time homebuyers and veterans whose annual income does not exceed 80% of the Area Median Family Income. Here is the contact information for the Texas Department of Housing and Community Affairs: TDHCA221 East 11th StreetAustin, Texas 78701-2410Phone: (512) 475-3800 Federal First Time Home Buyer Grants Besides the state programs, there are federal funds and grants available to the home buyers in Texas through the Homes and Communities program of the United States Department of Housing and Urban Development.
On their website you’ll find complete grant information, printable application forms, description of available funds, as well as many other helpful tools. Every potential home buyer should investigate what they have to offer. You can visit the website by going here: US Dept. of Housing and Urban Development. Also, there is a website that has a complete list of all grant programs available through the United States Federal Government: Grants.
gov. You should plan to spend the required time investigating to determine how many individual grants you may qualify for. You can visit the website by going to Grants.gov and using their handy search tool to locate more information. Other Grants in Texas In addition to the grant programs described above, the U.S. Department of Housing and Urban Development provides home buyer assistance and grants in every state.
There are multiple grant programs designed specifically for people that meet certain requirements, such as grants for people with disabilities so they can continue to live independently at home. It is worth visiting HUD’s website to see what assistance is currently available. For your convenience, simply go to this page. Here is the contact information for the HUD office in Texas: Dallas Field OfficeA.
Maceo Federal Office Building525 Griffin StreetSuite 860Dallas, TX 75202-5032Phone: (214) 767-8300Fax: (214) 767-8973 There are also these local programs: Abilene First Time Home Buyers (FTHB) Program (915) 676-6363Arlington Homebuyers Assistance Program (AHAP) This contract is managed by Hunter and Hunter on behalf of the the City of Arlington. 866-231-5843Athens Homebuyer Assistance Program (HAP) (903) 677-6610Austin Housing Finance Corporation Home Down payment Assistance Program (HDPA) (512) 499-3149Brazoria County First Time Homebuyer Program (979) 864-1860Bryan Down Payment Assistance Program (DA) (979) 209-5183College Station Down payment Assistance Program (979) 764-3810Corpus Christi Home Buyer Program (HBP) (361) 880-3010Corpus Christi New Construction Homebuyer Program (NCP) (361) 880-3010Dallas County Upfront Cost Assistance (UPCAP) Program (214) 819-6060Dallas Mortgage Assistance Program (MAP) (214) 651-7789Dallas Piedmont/Seyene Housing Trust Fund Homeowner Assistance Plan (214) 943-9007Denton Homebuyer Assistance Program (HAP) (940) 349-7726El Paso Housing Assistance Program (HAP) (915) 541-4888CIty of Fort Worth Assistance Programs (817) 392-7328Garland NU STAR Infill Program (INFILL) (972) 205-3321Garland Village of Eastgate Homebuyer Assistance Program (HAP)Greenville Homebuyer Assistance Program (HAP) (903) 457-3160Harlingen Community Development Corporation Homebuyers Program (HP) (956) 421-2351Harris County HACH Public Housing Homeownership Program (PHHP) (713) 260-0763Harris County Mortgage Assistance Program (MAP) (713) 578-2000Harris County/Houston City-Homebuyer Assistance Program (HAP) (713) 644-8488Hidalgo County Homebuyer Assistance Program (HAP) (956) 318-2619Houston Alliance for Multicultural Community Services The Alliance IDA Program (IDA) (713) 776-4700Houston Covenant Community Capital Corporation Smart Savings Program (SSP) (713) 223-1864Laredo First Time Homebuyer Down payment Assistance Program (FTHB) (956) 795-2675Lubbock Down Payment & Closing Cost (DP/CC) Assistance Program (806) 745-9559Marshall First Time Homebuyer Down payment and Closing Cost Program (FTHB) (903) 935-4457McLennan County Neighborhood Housing Services of Waco, Inc.
Down payment Assistance Program (DAP) (254) 752-1647Midland Neighborhood Housing Services Down Payment Assistance Program (DPAP) – NCR/Option 2 (915) 687-6647Midland Neighborhood Housing Services Down Payment Assistance Programs (DPAP) – HIP/Option 1 (915) 687-6647Multi Counties Lubbock Housing Finance Corporation Welcome Home Gift Program (GIFT) (806) 745-9559Multi Counties Southeast Texas Finance Corporation First Time Homebuyer Assistance Program (FTHP) (281) 484-4663New Braunfels Homebuyer Assistance Program (HAP) (830) 608-2100Nueces County Community Action Agency First Time Homebuyers Program (361) 883-7201Pasadena First Time Homebuyer Assistance Program – SETH (281) 484-4663Plano First Time Homebuyer Program (FTHB) (972) 941-7665Round Rock Home Ownership Assistance Program (HOAP) (512) 341-3320San Antonio Homeownership Incentive Program (HIP) (210) 225-6833San Antonio Our Casas Leverage Loan Program (LLP) (210) 225-6833San Benito HOME Investment Partnership Program (HIPP) (512) 475-1391Sherman First Time Homeownership Closing Cost Grant Program (FHCCP) (903) 892-7227Tarrant County Housing Partnership Inc Homebuyer Assistance Program (HAP) (817) 924-5091Temple Affordable Housing Program (AHP) (254) 298-5670Temple Homeownership Program (HOP) (254) 773-2009Terrell First Time Homebuyer Program (FTHP) (972) 551-6670Texas City First Time Homebuyer Assistance Program (FTHB) (409) 643-5730Texas United Cerebral Palsy of Texas Home of Your Own (HOYO) First Time Home Buyer Grants (HBA) (512) 472-8696Val Verde County Del Rio Housing Authority Homebuyer Assistance Program (HAP) (830) 774-6506Victoria Mortgage Assistance Program (MAP) (361) 572-2795Waco New/Acquisition Housing Loan Program (HLP) (254) 750-5629Webb County Laredo-Webb NHS First Time Homebuyer Home Ownership Pilot Program (HOP) (956) 712-9100Wichita Falls First-Time Homebuyers Program (FTHP) (940) 761-7454 You may also enjoy this video on Youtube: [embedded content]