Up to 0.50% Discount Off the Points of the Loan for First-Time Homebuyers†. Bank of Hawaii’s First-Time Home Buyer’s Loan Program is specially designed to help you buy your very first home. It features access to homeownership counseling and discounts on closing costs. Now for a limited time you may qualify for up to 0.50% discount off the points of the loan†. That means if you apply for a loan amount of $400,000, you could be eligible for a savings of up to $2,000.
(Certain conditions apply.) Features and Benefits Reduced closing costs No prepayment penalty Fixed or adjustable interest rates Variety of terms available Homeownership counseling Helpful Resources Take a look at our tools and resources to help you with your mortgage needs. †To be eligible as a First-Time Homebuyer, all borrowers must not have had any ownership interest in a residential dwelling during the three-year period preceding the date of purchase of the subject property.
The most recent 3-years' federal tax returns are required. The borrower must occupy the subject property as his/her primary residence. Eligible properties include one-unit single-family primary residences and condos. The First-Time Homebuyer Discount is not available on FHA and VA loans or on loan amounts greater than $625,500. There is no rebate pricing allowed and therefore in certain cases the discount applied may be less than 0.
50%. May not be combined with any other discounts, specials or promotions. Certain requirements and restrictions apply. Subject to loan approval and closing. No cash value. One discount per loan.See Also: Where To Recycle Appliances
An appliance is without doubt one of the biggest investments you are going to ever make. Appliances are always hefty purchases, and are a person from the most important portions of your own home. You trust in appliances for every thing from cooking to cleaning, and particularly contemplating the quantity of money you may be putting forth for it, it only is sensible that you would desire to you should definitely make the most smart acquire.
Residence appliances is really a term that's employed incredibly popularly nowadays but exactly what does it stand for? House appliances stand for the mechanical and electrical items which are applied at home to the working of a regular family.
Our MissionThe Hawaii HomeOwnership Center will provide education, information and support to create successful first-time homeowners in Hawai'i. By addressing barriers and increasing rates of home ownership, the HomeOwnership Center aims to build stronger families and communities throughout the state of Hawai'i.