You’ve taken the first step toward the purchase of your first home, and the Texas Department of Housing and Community Affairs (“TDHCA”) would like to assist you in this effort. TDHCA has a long track record as a safe, trustworthy source of homebuyer assistance with over 30 years of experience and expertise in working with low- to moderate-income first time homebuyers. Our Homeownership Programs My First Texas HomeMortgage loans at 30-year, fixed interest rates and down payment and/or closing cost assistance.
Visit the My First Texas Home Program page » Texas Mortgage Credit Certificate ProgramTax credits up to $2,000 per year based on the annual interest paid on a mortgage loan. Visit the Texas Mortgage Credit Certificate Program page » Program Highlights- Homebuyers may combine TDHCA programs for maximum benefit!- TDHCA’s programs are available statewide.- The first time homebuyer requirement is waived for veterans.
- Households who have not owned a home in the previous three years may qualify.- A homebuyer education course is required. How to ApplyTo apply for either program, contact a participating lender near you.See Also: Appliance Repair Rochester Mn
An appliance is probably the major investments you might ever make. Appliances are often hefty buys, and therefore are just one of the most vital areas of your property. You depend upon appliances for almost everything from cooking to cleaning, and particularly thinking about the quantity of funds you will be putting forth for it, it only is smart that you d want to be sure to make the most reasonable acquire.
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TSAHC provides mortgage loans, down payment assistance grants, and mortgage credit certificates to eligible first- time home buyers* through the following programs: Homes for Texas Heroes Home Loan Program: for teachers, fire fighters and EMS personnel, police and correctional officers, and veterans.Homes Sweet Texas Home Loan Program: for Texas home buyers with low and moderate incomes. View Our Loan and Down Payment Assistance Options Learn More Mortgage Credit Certificates Take our Eligibility Quiz *TSAHC defines a first-time home buyer as any family or individual that has not owned or had an ownership interest in a home within the past three years.
Ownership interest is defined as any person who is living in the home as his or her principal residence and is listed on the deed of trust. For married couples, both spouses hold an ownership interest, even if only one is listed on the deed of trust.